About Home Loan

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

Home Loans come with unlimited benefits. Get approvals even before you select your property, or ask us for help while acquiring a property, and you're well on your way to finally buying a house that defines who you are.

Eligibility for appling home loan,3 passport-size photographs. Identity Proof (Voter ID Card/Passport/Driving License/Pan Card). Proof of Residence (Current Address Proof). Bank Statement for last 6 months. Personal assets and liabilities declaration. Proof of property. Income Tax Proofs (If required). Signature Identification from present banker.


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Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan at basic interest rates from Aegma Capital. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Home Conversion

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

Aegma Capital offers home loan for land purchase to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation your home. Aegma Capital introduce home improvement loan. It is with basic rate and flexible EMI repayment.For more detail you can check our loan products.

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Features of Home Loan

All loans are not created equal, Home loan has become a great option for people to use.

Salaried & Self Employed

The age of the applicant must be between 18 years and 70 years. The annual income must be atleast Rs.1.2 lakh per annum.

Loan For Agriculturists

For Agriculturists, no mortgage of agricultural land is required to avail the Home Loan.

Home Loans For NRIs

Variety of products depending on your unique needs such as buying a house, building a house or purchasing property in India, and more. Speed and convenience – online loan application as well as online tracking of application. You must be minimum 25 years old.For NRI applicant, maximum age limit is 60 years or retirement age (whichever is earlier) at the time of loan maturity.If salaried applicant, you should have been abroad for a minimum period of 1 year. If self-employed applicant, you should have been abroad for a minimum period of 3 years.

Home Loan - Eligibility

The first step you need to take is to make sure that you qualify for a housing loan. At the beginning, lenders will assess your eligibility for home loan on the basis of your income and repayment capacity. The other important considerations include age, qualification, financial position, number of dependants, spouse’s income and job stability.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

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Now apply for a Car Loan online, All you need to do is provide your details below application form.

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